EqvtAmt (equivalent amount with currency conversion) is not supported. Use InstdAmt with the desired currency instead.
Why pain.001 files fail rule PAIN00111-MVP-005 (ERROR) and how to fix it: EqvtAmt (equivalent amount with currency conversion) is not supported. Use InstdAmt with the desired currency instead.
What this rule checks
EqvtAmt (equivalent amount with currency conversion) is not supported. Use InstdAmt with the desired currency instead.
Affected element: CdtTrfTxInf/EqvtAmt/CcyOfTrf.
Applies to pain.001.001.11. Severity: ERROR.
Why your file is rejected
Banks validate this rule server-side after the XSD schema check. When it fails, the whole file is typically rejected — even if every other transaction is correct — so a single violation blocks the entire batch.
How to fix it
Review CdtTrfTxInf/EqvtAmt/CcyOfTrf against the rule constraint and correct the value where it is violated.
Verify before you send
Upload your pain.001 file to the validator below to confirm this rule — and every other business rule and XSD constraint — passes before your bank sees it.